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Dan, while Vance's comments were widely interpreted to be focused mainly on establishing high risk pools per se, I believe that given the context -- Vance defending Trump's claim that he "built on" the ACA after repeal failed -- that Vance was sketching out a reprise of the Trump administration's attempt to establish a medically underwritten, lightly regulated parallel market to the ACA marketplace by extending the allowable term of Short Term Limited Duration (STLD plans). Combine that market with Trump-era CMS Administrator Seema Verma's ACA "waiver concepts" for states looking to remake their ACA marketplaces and you have Trump/Vance's "concept of a plan." Verma's waiver concepts included replacing premium subsidies with an HSA-like account that could be used for premium subsidies in a plan of the consumer's choosing; states completely redesigning their market's subsidy structure; states subsidizing ACA-noncompliant plans; and states establishing high risk pools. I've made the case that Vance was sketching out something like the STLD market + Verma's waiver concepts here: https://xpostfactoid.substack.com/p/trump-does-have-a-healthcare-plan

Verma's brief with the concepts is here: file:///C:/Users/Andrew%20Sprung/Downloads/Waiver-Concepts-Fact-Sheet.pdf

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